A smart application built to get you approved · 10–15 minutes · Decision in 48 hours
SECTION 8 · OHFA · OREC LICENSED · FAIR HOUSING
WELCOME TO THE OKCREAL™ COMMUNITY
This application is built to help you get approved. Take your time, be honest, and we'll do the rest. Most applications turn into a yes inside 48 hours.
▸ PLAID HEALTH (STAFF ONLY)
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Photo ID
Any valid government photo ID works — from any country. Driver's license, passport, consular card (matrícula), residence permit, or national ID. We use it only to verify your identity for the lease.
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Quick — confirm the basics
⚡ FAST TRACK · 30 SECONDSRecommended · skip 2 steps
Verify with your bank — skip the paystub hunt
We read your last 90 days of deposits and verify your income, employer, and tenure in seconds. Same security used by Venmo, Chime, and most banks. You'll skip the income and document-upload steps entirely.
🔒 OKCREAL never sees your login. Plaid handles the bank connection, then sends us just your income summary.
✓Bank verified — income, employer & tenure on file
The income and document-upload steps will be skipped. Finish a few quick basics below and keep going.
— OR FILL IT OUT MANUALLY BELOW —
Take a look at what we pulled from your ID and fix anything wrong. You're the primary applicant — the person on the lease.
Pick any date in the next 6 months. We'll show you exactly what your move-in will cost based on the date you pick.
The last 4 helps us verify it's really you.
Who's coming home with you?
Tell us who else will live with you, plus pets and vehicles. We make space for real life.
By Oklahoma law and OKCREAL™ guidelines: every adult on a lease has to be on the application and sign their own release. Don't worry — we'll handle the logistics. Just tell us who they are.
Who's applying with you?
Your spouse
Married couples can apply jointly on a single application. Your spouse will sign their own release of information at the end of this form, alongside yours.
Spouse details
Other adults (18+)
Each adult will get their own application link sent by text and email after you submit this form. They'll fill out their own income, landlords, and signature. Your application will be reviewed together with theirs once everyone has finished.
Children under 18
💡 Pets & vehicles? We collect those right after you're approved, when we walk through the lease together. One less thing to type now.
How you make money
Tell us straight. We accept any verifiable income source — no judgment.
What counts: regular jobs, gig work (DoorDash, Uber, Instacart, etc.), self-employment, contract work, retirement, disability, or any combination. We don't care about the type of work — we care that the money is real and consistent. Team OKCREAL™ wants you to succeed — so the more you can show us, the easier it is to say yes.
Show us your income
The easy part — just snap a photo of anything that shows money coming in. Our system reads it for you, so you don't type anything. Most people finish this step in under a minute.
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Let's get you approved! 📸 One photo of any proof you get paid — that's it.
LET'S GO⚡0 pts
⚡ FAST TRACK · 30 SECONDSRecommended
Verify with your bank
Skip the paystub hunt. Link your bank securely through Plaid — we read your last 90 days of deposits and verify your income in seconds. Same security used by Venmo, Chime, and most banks.
🔒 OKCREAL never sees your login. Plaid handles the bank connection, then sends us just your income summary.
✓Bank verified
Your income is being analyzed. You can upload pay stubs below as well, but you're all set to continue.
— OR UPLOAD DOCUMENTS THE OLD WAY —
📸 Anything works: a pay stub, a bank / Cash App / Venmo / PayPal screenshot, a direct-deposit screenshot, an SSI / SSDI / Social Security or benefits letter, child support, unemployment, a pension, or an offer letter. Snap a clear photo — the clearer it is, the faster we can say yes.
Your last two landlords
We'll send each of them a short verification form. Honest references — even imperfect ones — are one of the strongest things on your application.
We contact two landlords because the most recent one sometimes shades the truth to get rid of a tenant. Honest references help your application — even imperfect ones. A landlord who says "they were late twice but always paid" is more useful to us than one who says everything was perfect.
Most recent landlord
Needed so this landlord can confirm which unit they rented to you.
Previous landlord (the one before that)
Almost there — a few last questions
Just enough to round out your story. The honest answers are the best ones, even when they're imperfect — we'd rather know now and put it in context than find it later.
1. Have you ever needed to leave a place before the lease was up?
Life happens — divorces, job moves, rough neighbors, anything. We just want the story so it makes sense when we talk to past landlords.
2. Have you ever lost part of a security deposit?
If yes, what was it for and roughly how much? We've heard most situations — context goes a long way.
3. How do you usually get paid?
Check all that apply. No wrong answer — we just want to know how the money lands.
4. If your income paused for a stretch, how long could you keep things going?
Just an honest guess — this isn't a math test. Most folks find this question hard, that's normal.
5. What are you most excited about when renting this home?
Could be the location, the kitchen, the yard, the neighborhood, the school nearby — anything. Helps us welcome you in a way that fits.
Sign the release
Required by law before we can verify anything. Read it through, then sign by typing your name.
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Primary applicant signature
By typing your full legal name and tapping "Sign and Continue," you are electronically signing this release.
Your signature, IP address, and timestamp will be recorded.
Spouse signature
Both spouses must individually sign this release. By Oklahoma law, one spouse cannot sign for the other.
Spouse: by typing your name you are electronically signing this release. Your signature, IP address, and timestamp will be recorded separately.
One last look
Check everything below, then hit submit. We process complete applications within 48 hours.
By submitting, you confirm that the information above is true and complete. You've already signed the release of information in the previous step. Misrepresentation is the only thing that's hard for us to overlook — everything else, we can usually work with.
Schedule a 15-min phone call
Free, no commitment. We'll walk through your application together.
1. Pick a day
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2. Pick a time
3. Where should we call?
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You're booked!
We'll call you at the time below. Confirmation text on its way.
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Add your income to finish faster
You haven\'t added any proof of income yet. Adding one photo now means we can review you in hours instead of days — it takes about 20 seconds.